https://bayt.page.link/B9mW61qPXgVJm8Um6
أنشئ تنبيهًا وظيفيًا للوظائف المشابهة

الوصف الوظيفي

JOB PURPOSE:
  • Accounts portfolio periodical reviews / classification of non-performing accounts, recoveries etc.
  • Responsible for regular monitoring and follow-up of accounts with overdue status, conducting Quarterly provisioning exercise on a timely manner. • Responsible for review of Financing Portfolio and identify non-performing assets with a view of down grade, classification/provisioning and review/analyse settlement proposals emanating from Recovery & Collection Unit & Legal Department.
  • Responsible for preparing reports in time in order to meet reporting submission timelines with Central Bank such asmonthly, quarterly, semi-annually & annually.
  • Responsible for preparing reports annually for rating agencies such as Moodys, S&P, and Fitch etc. related to Risk Management Area.
  • To liaise with various department such as CAD, IFOD, OCD, Finance,  Investment Division& Business etc. to resolve/get the various reports & data to execute the proposals/compiling the reports

To automate/developed the reports related to CBUAE (BRFs) and other  reports ,to liaise with IT and various department such as CAD, IFOD, OCD, Finance to enhance the system,  


KEY ACCOUNTABILITIES:


  • Preparation of reports (BRF, Fermat, Overdue/NPL reporting);
  • Prepare/evaluate/recommend to Head of Remedial & CB reporting the Central Bank UAE reports for onwardsubmission with minimum turnaround time after ensuring that complete, correct and consistent reporting is made as per the guidelines available from Central Bank.
  • Preparing the detailed reports related to NPL/Overdues accounts giving complete information e.g. follow up status, comments from Business/Recovery & Collection & Legal Department and action required which is then presented to management for the necessary approvals.
  • Responsible for preparing the reports within allocated deadlines in order to meet reporting submission timelines with Central Bank such as monthly, quarterly, semi-annually & annually.
  • Preparing of Risk Management Committee report on quarterly basis.
  • Monitoring & Follow Up:
  • Responsible for regular monitoring and follow-up of accounts with overdue status, supporting Head of Department for providing reports with updated position of each account and conducting Quarterly provisioning exercise on a timely manner.
  • Responsible for monitoring of NPL and overdue accounts with a view to down grade/upgrade, classification/provisioning and analyse.
  • Monitoring of overall reporting are done in as per the regulation of CBUAE and policies and procedure.
  • People Management • To provide support to R&C, Legal Dept. and Business Units with respect to B&D accounts ensuring transactions approved are concluded in timely basis, support in ensuring completeness of the remedial proposals, liaison with CAD, IFOD, and Branches.

Frame Work: 


To follow procedures & policies of the Bank in place. Decision making is handled by Department Head or Higher Authorities based on case by case.


KEY SKILLS :


  • Time Management: Efficiently managing tasks, prioritizing responsibilities, and meeting deadlines in a fast-paced environment
  • Resilience: Being able to handle pressure, work effectively under tight deadlines, and persist in problem-solving efforts even when faced with challenges
  • Resilience: Being able to handle pressure, work effectively under tight deadlines, and persist in problem-solving efforts even when faced with challenges
  • Proactivity: Taking initiative to identify improvement opportunities, suggest innovative ideas, and contribute to the enhancement of risk modeling processes and compliance measures
  • Integrity: Demonstrating ethical behavior, maintaining confidentiality, and adhering to regulatory and organizational standards when working with sensitive data and information
  • Analytical Thinking: The ability to analyze complex data, identify issue, and draw meaningful recommendation in line with regulatory requirement
  • Statistical Analysis: Proficiency in analysis techniques and tools to analyze data and validate their accuracy
Minimum Experience:
  • Minimum 5 years of experience in credit risk functions in an Islamic/Commercial Banking environment with through knowledge on risk assessment.
Academic qualification:
  • Bachelor: Accounting

Language Skills:


  •  Strong in both oral and written : Arabic & English.

تفاصيل الوظيفة

منطقة الوظيفة
الشارقة الإمارات العربية المتحدة
قطاع الشركة
خدمات الدعم التجاري الأخرى
طبيعة عمل الشركة
غير محدد
نوع التوظيف
غير محدد
الراتب الشهري
غير محدد
عدد الوظائف الشاغرة
غير محدد

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